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+--- Thread: OT: Is my Mom about to be ripped off? (/showthread.php?tid=14389)
Re: OT: Is my Mom about to be ripped off? - ajakeski - 07-02-2006
Your Mom needs to close this checking account and open a new one. After she does this you need to instill in her how important it is for her not to share these, or any, account numbers with ANYONE!
WARNING! EXTREME DANGER! - RAMd®d - 07-02-2006
"Careful monitoring" is useless.
All this will do is tell your Mom her account has been cleaned out.
There is *no* need for "direct deposit" to pay her back. In fact, your mom should get the niece's account number and so *she* can make direct withdrawals.
Mom needs to have a second account, like a savings account. If she has online banking, she can move most of the money there. Make sure overdraft protection is turned off.
Me, I'd tell mom to call the bank and ask them what the pitfalls of her action might be.
Seriously, this was a very bad move on your mom's part, regardless of how well meaning she was.
Throw a flag on the play, Dennis.
Re: OT: Is my Mom about to be ripped off? - Jack D. - 07-02-2006
Ditto.... What they said. Bastages!
Re: OT: Is my Mom about to be ripped off? - Dennis S - 07-02-2006
[quote BigGuynRusty][quote Dennis S][quote BigGuynRusty]Yes, she is.
Your Niece doesn't have a family of her own to scheme and scam?
BGnR
She and her husband, who reminds me of Lee Harvey Oswald without the gumption, each ran up credit cards of her mother's, for $7,000, for a total of $14,000, with nothing to show for it. My sister gave them each an new, unused credit card, for "emergencies", when they were doing a lot of travelling between here and Dallas.
This account has $15,000 in it. I told my Mom she needs to take all of the money out except $600, plus a little cushion, Monday morning.
Smart Son DennisS.
Of course you are the "Negative Person" that only sees the bad in people.
That is the crap that idiots will tell you, to cover their own stupidity.
Your niece already has a track record, she will keep doing the same thing, over, and over, until the money runs out. Then she will move on. It isn't the husbands fault, it is both their fault.
BGnR
My Mom said, "Oh, she would never do that." I told her if she would steal $14,000 from her own mother, she will steal from you. Mom said she will thing about drawing down the account. Sunday, I'll try to talk her into telling my niece the $600 check won't be any good and the deal is off. I doubt if she'll do that, though.
Re: OT: Is my Mom about to be ripped off? - rgG - 07-02-2006
I'm sorry to hear about this Dennis S and I am so sorry to hear that you are having to be the heavy. I agree with trying to get your mom to draw down the account. Good luck.
Re: WARNING! EXTREME DANGER! - Dennis S - 07-02-2006
[quote RAMd®d]"Careful monitoring" is useless.
All this will do is tell your Mom her account has been cleaned out.
There is *no* need for "direct deposit" to pay her back. In fact, your mom should get the niece's account number and so *she* can make direct withdrawals.
Mom needs to have a second account, like a savings account. If she has online banking, she can move most of the money there. Make sure overdraft protection is turned off.
Me, I'd tell mom to call the bank and ask them what the pitfalls of her action might be.
Seriously, this was a very bad move on your mom's part, regardless of how well meaning she was.
Throw a flag on the play, Dennis.
Re: WARNING! EXTREME DANGER! - Dennis S - 07-02-2006
[quote RAMd®d]"Careful monitoring" is useless.
All this will do is tell your Mom her account has been cleaned out.
There is *no* need for "direct deposit" to pay her back. In fact, your mom should get the niece's account number and so *she* can make direct withdrawals.
Mom needs to have a second account, like a savings account. If she has online banking, she can move most of the money there. Make sure overdraft protection is turned off.
Me, I'd tell mom to call the bank and ask them what the pitfalls of her action might be.
Seriously, this was a very bad move on your mom's part, regardless of how well meaning she was.
Throw a flag on the play, Dennis.
Mom said she needed to earn interest on the account, anyway, so she would draw all but the $600+ out and open an interest-bearing account and leave the original account open to accect the deposits, if they are made, and withdraw the buildup, periodically.
My neice's husband was going to direct-deposit to my sister's account, also, since he finally got a job. Mom didn't trust him, and had told my sister she should set up an account just to receive the direct deposits.
Maybe we've dodged a bullet, but they'll be back.
Re: OT: Is my Mom about to be ripped off? - Racer X - 07-02-2006
It sounds like any complaint about the account at this point will be the biggest RED flag you could ever want. If all they really want it for is to directly give your mom her money back periodically, then there is no reason they still can't.
Re: OT: Is my Mom about to be ripped off? - richorlin - 07-02-2006
Why can't they just give her cash back? You mom can deposit it in her checking account. By all means, do not let your mom keep more than $650 in that account or it wiil surely disappear. This smells fishy and I'm really surprised you have to ask our advice on this. If your mom can't see the danger here, maybe she shouldn't be in control of the checkbook either.
Re: OT: Is my Mom about to be ripped off? - RAMd®d - 07-02-2006
Why can't they just give her cash back?
Because she/they don't/won't have it, and have a plan to get some.
Mom has a good idea. I hope this all works out for the best.