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It seems very straightforward--tiered rewards, no annual fee. Of course nothing is straightforward in the credit card world, so I thought I would ask if anyone has personal experience.
Thanks, Gutie
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Not direct personal experience, but my son has the Amex Blue card. He has had it for almost 3 years, so far he has been satisfied with it. Amex has been quick to take care of a couple fraudulent transactions charged to his number.
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STF, I posted recently about am AMEX card with 6% back on groceries, 3% back on gas and dept stores, and 1% back on everything else. but it does have a $75 annual fee.
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I prefer my Fidelity Amex which gives me a flat 2% back on everything.
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Amex Blue stopped the confusing no annual fee, tiered rewards program a few months ago. So unless you got grandfathered in, it's all tier free now.
Blue Cash Preferred
$75 annual fee
6% cash back at grocery stores
3% cash back at gas stations + department stores
1% cash back on all other purchases
Blue Cash Everyday
No annual fee
3% cash back at grocery stores
2% cash back at gas stations + department stores
1% cash back on all other purchases
PLUS, as with all AMEX cards you get the free roadside assisantce (lmiited but hey it's free) and extended warranties (which I used and posted about to fix my iMac)
It's pretty simple. Don't be overly paranoid and overthink it. It's a no brainer.
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+ the Blue Cash Preferred offers $100 back >charging $500 on it within the 1st 2 months. I plan on getting it.
(thanks, space-time)