Names on note vs. names on deed

[Mac1337]

When refinancing a home loan do the names on the note and the deed have to be the same?

[michaelb]

Are they the same people? The bank will likely have everyone sign a form listing all previous names used (at least they do that here).

If they are different people, then the simple answer is yes (there could be a more complicated answer in the situation is complicated).

[M>B>]

Run it by your real estate agent, bank or lawyer, a phone call should do.

[jepinto]

is it a homestead property? Then parties on the deed have to sign the mortgage-dower's law-.

Would you want to loan money on collateral which is titled to more than one entity without having all entities acknowledge the debt?

[mrbigstuff]

Yes, generally, but there are discrepancies on occasion, like middle initials. I forget how this is dealt with, but it may be an "AKA" situation.

[Fred_Also]

If your deed is a Deed of Trust, the names will be different. It will mention and name a Trustee,


Fred Also