05-07-2008, 04:59 PM
[quote Chupa Chupa][quote kap]I don't know if I can contest the charge since I used my debit card :-( lesson learn always use a credit card for any type of online purchase. As you can tell I am not keen on a credit card usage.
Debit card users have the SAME rights as credit card users. Yes, you can dispute a charge you didn't make.
yes, you can dispute a charge but the process is longer and with a debit card the money is GONE from your account until you institute a dispute. with a credit card you have the protection of money never having been disappeared from your bank account and avoid the possibility and hassle of checks bouncing because your funds are no longer there.
Debit card users have the SAME rights as credit card users. Yes, you can dispute a charge you didn't make.
yes, you can dispute a charge but the process is longer and with a debit card the money is GONE from your account until you institute a dispute. with a credit card you have the protection of money never having been disappeared from your bank account and avoid the possibility and hassle of checks bouncing because your funds are no longer there.