Are there any 0% interest, w/ Zero bal transfer fee credit cards anymore?

[Psurfer]

Hopefully for a longer intro term than 3 months...

[Racer X]

I haven't seen any in a few years. try bankrate.com http://www.bankrate.com/credit-cards.aspx

[(vikm)]

Citibank has been hammering me recently with offers of no interest for 18 months on transfers or purchases. The tiny print shows that pesky fee of like 3% for the privilege of transferring, though :-(

[Seacrest]

They can't pawn these debts off on Iceland, or whoever, anymore...

[OWC Jamie]

Except for the very recent American Express Gold Card offers of the last few weeks I haven't gotten too many credit card offers for the last 6-9 months.


Still can't figure out how I'd recoup that card's $125.00 a year fee.
I think I'd have to put a little more than the 10 gallons of gas a week I now put on a card a week on it. :-)

[tahoedrew]

http://www.cardratings.com/ often has better rates and cards than bankrate.com.

just sayin'

~A

[ztirffritz]

Do you belong to CostCo? Their AmEx has no annual fee so long as you are a CostCo member. There's no interest...if you pay the bill in full each month, but you get cash back for your purchases too. So, something to think about.

[Racer X]

(vikm) wrote:
Citibank has been hammering me recently with offers of no interest for 18 months on transfers or purchases. The tiny print shows that pesky fee of like 3% for the privilege of transferring, though :-(

many CCs have gone up to 4% fee for a balance transfer, and have dropped the usual cap of a max $75 for the fee.

So that no fee, 2.9% for life $12K I transferred about 6 years ago was one hell of a deal.

[J-J-]

(vikm) wrote:
Citibank has been hammering me recently with offers of no interest for 18 months on transfers or purchases. The tiny print shows that pesky fee of like 3% for the privilege of transferring, though :-(

true but this makes an effective annual rate of 2% on a short term loan.
good luck finding that elsewhere today.

I was very surprised to see that offer end up in my mailbox.

0%/$0 transfer offers are gone for at least another generation. You might as well go try and get a NINA loan for a mortgage.

[Psurfer]

Yeah, I had the feeling that the one I got a year ago (0%+0 bal trans fee for 1 yr) after a Lot of googling, was probably at the tail end of that ride. Fun while it lasted.