02-22-2010, 03:58 AM
mattkime wrote:
he should be fine as long as he has no gap in coverage.
What planet have you been living on? He's probably going to have a heck of a time finding someone who will write insurance on him. My wife left her job and while coasting on Cobra ran into noninsurability time and time again. The reason?...."broken wrist within past five year period". She finally got (insanely expensive) coverage under the state high risk pool. For the rest of the family we pay the Family Plan full rate because it is cheaper than individual plans, but it doesn't include her. Talk about highway robbery. After the five year period was up she reapplied for regular coverage and was told that once you're in the high risk pool nobody will insure you under a regular plan again. We are screwed, over and over again.