10-01-2013, 11:16 PM
kd wrote:
[quote=$tevie]
So they have eliminated one of their plans and want you to accept another one of their plans. That's on them, or am I missing something?
The plan was eliminated because it doesn't conform to the requirements of the ACA.
In that case it would probably have been a pretty bad plan. The requirements that a grandfathered plan must meet are pretty mild:
End lifetime limits on coverage
End arbitrary cancellations of health coverage
Cover adult children up to age 26 (this one can't be the issue you have with your current plan because it's already been a requirement for some time)
Provide a Summary of Benefits and Coverage (SBC), a short, easy-to-understand summary of what a plan covers and costs
Hold insurance companies accountable to spend your premiums on health care, not administrative costs and bonuses
https://www.healthcare.gov/what-if-i-hav...alth-plan/
A plan that can't meet those requirements must be a pretty poor one indeed, which is why ACA has those rules. Which one of those requirements can't your current plan meet. Those are the only ACA requirements that can keep your plan from being grandfathered.