10-03-2013, 11:13 PM
michaelb wrote:
One more question then, are you young and healthy? Your premiums before may have been individually rated, and now under the ACA premiums are community rated.
I'm old and moderately healthy. My current premium is +15% over the young healthy rate. The premium for sicker people ranges up to a max of +40% over the young healthy rate. However, they used to be able to reject applicants entirely and now they won't be able to, so that's got to be a big factor. And of course the community rating.