11-14-2013, 10:07 PM
I like the idea but I think it may be getting to the game a bit late. Why have something that syncs with your phone when you can just use the phone itself? With things like passbook and many mobile apps, I can just use my phone to pay for things. For example i just used my phone to pay for Starbucks this morning. I have a virtual card. Just tap the Starbucks app, hit "pay" and they bar scan the phone. Granted it isn't quite as easy as swiping a card but in the long run I think cards will simply integrate within our mobile devices directly.