Which site am I suppose to use for "Free Credit Report"???

[Ken Sp.]

Yes, that is the correct one to get one free report a year from each of the three. Some people spread it out and choose a report every four months alternating between the three agencies.

You can also sign up for free at creditkarma.com, and they have a great app. You get a close approximation of your credit score, and you can see how certain things affect your score. It is free.