Insurance company charged mom for collision on $2,500 car for 4 years

[Dennis S]

I insured the car in September, 2015. I told them since it was a 2002 car that I didn't want collision and comprehensive. I never looked at the policy since she was in charge of it. I added another car today and the agent said the 2002 had collision on it. I haven't figured out how much she was overcharged yet. I wonder if there's any chance at a partial refund. If there had been a collision, they wouldn't have paid anything on a car that old and almost worthless.