08-29-2018, 04:17 PM
space-time wrote:
In Europe they had pin much longer, and as far as I remember, even back in 2000 or so they asked me to enter a PIN when I tried to use the credit card. When I told them I do not have a pin and I could sing the receipt, they were confused. eventually a manager knew how to handle that type of transaction. I think they were used to DEBIT cards.
Europe has had Chip & PIN credit cards for decades now. So, yes, instead of a signature, they use a PIN with their CREDIT CARDS. Why we didn't implement this in the US when they rolled out chip cards, I have no idea, especially since most credit cards support a pin for cash advance withdrawals at an ATM already. It would make so much more sense.