08-29-2018, 05:33 PM
richorlin wrote:
Yes, chip & PIN is the most secure. However, the majority of credit card providers are only using chip without PIN, which is not as secure. You can ask your credit card servicer to allow you to set up a PIN for your card. This is most important if you are using your card in Europe as most service providers in Europe require a PIN.
I believe this PIN requirement in Europe is only for debit cards. When we were there last year we were often asked to enter our PIN and when I said we didn't have one, the response was "Oh, it's a credit card."