08-29-2018, 08:33 PM
In Europe, Pin is used for credit cards as well, but most places can handle signature instead (although they are not really used to this). The exception are some ticket selling machines at train stations, where they require PIN with credit cards and will frequently not take debit cards. In US, some issuers provide PIN and some do not even when requested. Also, for some reason, chip readers are slower in US than in Europe.
Regarding letting banks know when you travel, I told my issuers that I travel too frequently to bother and that I will cancel the card the moment they turn down a transaction because I am abroad. No problems since. Also note that they are protecting themselves and not you, regardless of what they say. You are not responsible for fraudulent charge on a credit card.
Regarding letting banks know when you travel, I told my issuers that I travel too frequently to bother and that I will cancel the card the moment they turn down a transaction because I am abroad. No problems since. Also note that they are protecting themselves and not you, regardless of what they say. You are not responsible for fraudulent charge on a credit card.