Way to go Obongo!

[kd]

Dennis S wrote:
"I have plenty of money and am only concerned about truly catastrophic events myself.

Yes, dude, I am a truly nice person in person. So nice that I care a lot for the unfortunate. I am fed up with people who don't.

I am not one of those people. But don't let me interrupt your moral preening.

[kd]

$tevie wrote:
I think you misunderstood him, Dennis. What he means is he can afford a sprained wrist or a slipped disk, and is only concerned about stuff like being hit by a bus or getting cancer. He sounds like a young'un.

Mostly right; I'm not young by any stretch of the imagination.

My plan is what works FOR ME and I wanted to keep it, but I want EVERYBODY to have access to health care and consider it an abomination for ANYBODY to be left untreated. I guess I need to put that disclaimer on all my messages lest I be accused of wanting to kill millions of helpless orphans, or whatever slander is being slung my way.

[Manlove]

Damn man, take the medicaid and donate whatever you would prefer to be paying for healthcare to the charity of your choice. I've read your posts and you don't seem unreasonable, apart from not wanting to use medicaid because it hurts your sense of self-worth or something. It's okay. Take it. Use your money for what you consider to be good. Your shout.

[OWC Jamie]

c/mon kd, take the sheeple route and forego personal choice and individual determination

[AllGold]

kd wrote:
[quote=AllGold]
kd,

I don't doubt that the plan you had will be dropped. But in your original post you said you could only choose between "worse" offerings. I don't think that is the case. Maybe you don't like some aspects of the new plan but I don't think you can say it's worse in the way of decreased coverage overall (maybe bits and pieces, like certain Rx coverage).

If you don't mind me asking, what specifically do you think is inferior (your word) to what you have now?

I clarified elsewhere that by "worse", I meant plans that I would not prefer to my own. My existing plan pays 100% of all covered expenses after meeting the deductible, and the company tells me that replacement plans have co-pays and/or significantly higher premiums and/or restricted provider networks. I 76793can't make a final judgment without seeing details not yet made available, but that's how it looks to me now.
Ah, so you have an HSA. Bravo, I'm a fan of HSAs myself. As others have touched upon when you investigate this further I think you will find you will be able to get the plan that you want and forgo Medicaid. It will probably be outside the exchange but there some other factors to consider.

First, not all HSA's were killed by reform. I have one that is allowed to continue--unless they're about to send me a letter ;-)--So I don't know what the problem is with your insurance company.

The other thing, and I'm not an expert on this, but I think it's up to you to claim your amount of income. So you could estimate it higher and get a non-Medicaid plan if you don't want to get a plan outside the exchange.

[Dennis S]

"So you could estimate it higher and get a non-Medicaid plan if you don't want to get a plan outside the exchange."

That might be fraught with danger from an IRS point-of-view.

[michaelb]

The exchanges primarily operate via automated data matching. So the exchange is linked to the IRS data directly based on your previous years return for determining subsidy and medicaid eligiblity. There is a verification process if there has been a change over the past year or if there is an inconsistency with what you report, but the core eligibility determination is automatic.

[mattkime]

I'm not sure that HSAs are such a good idea. I think it incentives avoiding the doctor.

[Speedy]

Unless you are rich and can spend freely on health care. Then they are just another tax shelter.

mattkime wrote:
I'm not sure that HSAs are such a good idea. I think it incentives avoiding the doctor.

[kd]

Dennis S wrote:
People like kd have been allowing and would continue to allow millions and millions of people to suffer, die, and go bankrupt just to satisfy their own irrational inhumane political fetish.

I responded to this earlier, but by the way, could you please explain exactly what gave you this impression of me? I can't come up with any explanation other than that you have a serious mental problem.