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I saw those TV ads (I believe from Chase) where they say you can scan the check or even take a picture with your smartphone and make a deposit, you don't have to take the check to the bank/ATM to make a deposit.
I have BofA, Citibank and ING and I didn't see any option like this when I looked a few days ago. I wonder if other banks besides Chase offer this feature.
I don't get a lot of checks (direct deposit for most things) but once in a while I may have to deposit a check and this feature would be welcome.
Thanks
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Ive seen some local credit unions that offer it -- but nobody else besides chase.
I have chase and an iPhone and have yet to use the feature.
Takes 2 days for the check to process using the "scanning" method and the actual bank is only a few blocks away.
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USAA also allows iPhone deposits. I think the banking is open to anyone.
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ING says it's coming very soon, and have a placeholder page for it, but they have not implemented it yet as of yesterday.
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PNC [a national bank, I think?] does the iPhone deposit thing and I've done a couple of checks, but they limit the amount to something like $1000 a month so when I had a $3K check to deposit and rushed for time because I was going out of town I was bummed. Also, my iPhone [original 4GB] sometimes can't do a photo clear enough for them to accept it. It does have a really bad camera.
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thanks for your answers folks. Look like I will have to wait for ING then.
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U.S. Bank also offers it. It's been great for me, but for some reason, it won't work on my Mac. Have to use Parallels.
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I don't have a scanner hooked up and ready to go so I am not sure which is more work.
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I've done it with USAA - probably as far back as 5 years ago.
Haven't since, but I use it on rare occasions to move my own money around
via a check (just extra proof) because the electronic method can take 7+ days
while they play the float with your money on both sides.
